Home Audio Visual Store

Looking to spread the cost? We can now offer helpful finance options on most purchases over £1000*.


There are three options available to customers are as follows:

    • 12 Months Interest Free Credit (0% APR)
    • 24 Months Promotional Credit (9.9% APR)
    • 36 Months Classic Credit (19.9% APR)


A minimum deposit of 10% is required at the initial payment stage (up to a maximum of 50%). A credit check will be performed by the finance company as part of the automated transaction process.


To be considered for finance you must meet the following criteria: 

    • You must be over 18 years of age.
    • You must be a UK resident with at least 3 years continual address history.
    • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
    • You must have a UK bank account capable of accepting Direct Debits


All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.


To help you work out how much it will cost please take a look at the table below to get an idea of how much you will be paying over the various finance terms.

Table showing breakdown of finance options 


Home AV Direct - is licensed by The Office of Fair Trading (Consumer Credit Licence: 658270).


*Please note that sale items, clearance or ex-demo items, promotions (such as discount codes) are not applicable for 0% finance. Please call us to find out exactly what options are available to you.